How Drinking Tea Can Lower Your Life Insurance Rates

How Drinking Tea Can Lower Your Life Insurance Rates

Food & Drink

Did you know different herbal teas can benefit your health? Well, if you did not know, you do now! Besides being a multi-seasonal beverage, tea is an herb that can actually improve your health.

Being healthy is vital when looking for insurance that pays out a substantial amount of money like term life insurance does. Drinking tea can help you reach optimal health without exerting much energy and therefore allow you to get a higher life insurance policy.

Research studies conclude that people who drank tea were not as likely to grow certain cardiovascular diseases or pass away prematurely from various causes, like a stroke or heart attack. The benefits of tea surpass the minimal pleasure of drinking something tasty. 

Various herbs of tea, like green tea, can combat inflammation, diminish stress, and enhance your energy. Understanding how and why certain teas provide these benefits can help you make the best decision for your own health when venturing into the world of tea-drinking.

#1: Tea Includes Antioxidants

When you drink tea — primarily black, green, and hibiscus tea — you are consuming high levels of antioxidants. These antioxidants work together to keep the inside of your body clean and healthy. Antioxidants also help to reduce the risk of diseases and cancer.  

Antioxidants are crucial to the body because they protect your cells from being attacked by the free radicals that develop cancer or heart diseases. The free radicals are molecules created when the body breaks down food. They also appear when exposed to radiation or tobacco.

Though black, green, and hibiscus tea are filled with plentiful antioxidants, white tea has the highest concentration of antioxidants. The reason for this is because it is not processed as much as the others. 

#2: Tea Has Less Caffeine than Coffee

Like many other people in the world, I am an avid coffee lover. However, after learning how caffeine works, I decreased my intake of it and substituted my morning beverage with tea. With absorption and metabolism of calcium, caffeine can contribute to bone thinning, also called osteoporosis. Similarly, if you consume too much, caffeine may also cause your muscles to twitch or feel sore when experiencing caffeine withdrawal.

Tea does have caffeine in it, but it is far less than a cup of coffee. In terms of caffeine, drinking two cups of tea is equivalent to drinking one cup of coffee. Alternatively, herbal blends of tea have no caffeine in them, so consuming too much caffeine is not even a concern in these instances.

#3: Tea Helps to Reduce the Risk of Heart Attack and Stroke

When comparing tea to coffee, it is essential to note that the risk of a heart attack or stroke is reduced when a particular tea is consumed regularly. Tea has anti-inflammatory properties that help to soothe swollen tissue in the arteries. Inflammation increases the risk of blood flow restriction and clotting. 

Green tea is the best tea to consume if you are looking to achieve these benefits. Drinking four or more cups of green tea can potentially reduce the risk of a heart attack by 35 percent and can lower your LDL cholesterol levels. Alternatively, drinking one cup of matcha tea is equivalent to drinking four cups of green tea.

The only downside to drinking this much tea in a day is the constant need to use the bathroom. If you can handle having to take multiple trips to the bathroom each day, you will see your swollen joints and arteries soothe and your risk of diseased heart decline. 

#4: Tea Can Assist with Weight Loss

Drinking tea can be a way to prioritize both your mental health and physical health because it boosts your energy and helps aid in weight loss. Having high energy keeps you mentally focused throughout the day, and being physically fit benefits all other aspects of one’s life.

Unlike how the caffeine in coffee keeps people energized, the amino acids (or L-theanine) found in tea give people a boost when drinking green tea. Amino acids slow the absorption of caffeine, so people are able to enjoy their surge of energy longer. 

That means that after a long day of working at your job, you can still have some energy to squeeze in a quick work-out.

While there are claims of how drinking coffee can aid weight loss, drinking tea has also been proven to help. Just as the amino acids in green tea help extend one’s energy boost, it signals the body to burn stored fat which in turn helps you lose pounds.. 

#5: Tea Can Help Keep Bones Strong

Though not all types of teas can help keep bones strong, certain strains do. A native plant to South Asia, Moringa, is one of those forms of tea. Moringa is known for being a mainstream superfood and for its medicinal uses. 

The reason this tea is claimed to support healthy bones is that it contains more calcium than milk. It also contains iron and Vitamin A and K, which are essential for keeping your bones healthy and firm.

 #6: Tea Can Help Strengthen Your Immune System

With its antibacterial, anti-fungal, and anti-inflammatory properties, tea is bound to tune up your immune cells so they can do their job well and faster than usual. 

On a more controversial note, there are some who argue that drinking tea could even help with battling cancer. With the anti- properties listed above, amino acids, and its ability to encourage cell rejuvenation, it is assumed to be beneficial for those fighting cancer. 

The research on the matter is diverse, so more research and studies need to be conducted to determine if this is factual or not. However, it would not hurt to increase your tea consumption to be on the safe side.

Drinking Tea Offers Something for Everyone

No matter which tea you prefer to drink, there is some flavor that is ideal for your taste and lifestyle, and it will provide you with some health benefits. Like anything you put into your body, remember to research any new herbal teas before adding it to your diet.

As you can see, the potential health benefits of drinking tea are almost limitless.